Case Study – The client is An innovative American financial technology company that pioneered the point of sale finance industry by providing a quick, transparent, and more inclusive lending alternative to consumers. Fraudsters were using synthetic identities to mass register fraudulent new accounts and then requesting loans that were never paid back. Solving the well-known industry trade-off between customer experience and fraud prevention. High rates of account takeovers and promotion/benefit abuse indicated that the client had outgrown its insourced fraud model.