info@modata.com
+27 (0)11 480 4865

Lending / Loan Origination

Ensure scalability to cater to all loan types and future-proof your enterprise

Stay future-ready by implementing loan origination solutions built on a low code digital automation platform

Benefits at a glance:

Prospecting and lead generation
Credit application management
Credit analysis and underwriting
360 risk management
Portfolio management

Overview of Lending / Loan Origination

Dynamic risks, operational silos and ever increasing competition have made it imperative for lenders to optimize the lending lifecycle. To achieve this, the financial institutions need technologies focused on collaboration and integration. This helps them manage risks better, control costs and improve decision making. Ignoring these technologies renders banks susceptible to alternate lenders who have streamlined processes and quicker loan approval time.

Enable your enterprise with the flexibility and adaptability to stay future-ready by implementing loan origination solutions, built on our low code digital automation platform. Leverage scalable lending solutions to cater to all kinds of loans, including retail, SME, commercial, and SBA loans. Furthermore, ensure compliance with regulatory requirements and streamline your lending processes by bridging operational silos and unifying your front and back offices.

Consumer/Retail Lending

Consumer/Retail Lending

•  Digitized lending processes     Multi-channel loan application   •  Lending risk management   •  Configurable rules and templates   •  Lending audits and reporting   Integration with third-party systems

SME Lending

SME Lending

•  Intelligent credit decisioning  •  SME lending rules and templates  •  Holistic view of SME loan accounts  •  Seamless customer experience  •  Intelligent loan underwriting  •  SME lending compliance and risk management

Small Business Lending

Small Business Lending

•  Provisions for All Loan Types   •  Multi-channel document submission   •  Zero-touch processing and efficient lead generation   •  Back office review workspace   •  Credit analysis and monitoring   •  Seamless integration

SBA Lending

SBA Lending

•  SBA loan application management  •  Digitized work environment  •  Loan document checklist and alerts  •  Online customer loan portal  •  Unified loan processes  •  Configurable rules-based processing

Commercial Lending

Commercial Lending

•  Provisions for All Loan Types  •  Portfolio Monitoring and Analysis  •  Intelligent Underwriting and Risk Rating  •  Integrated Loan Closing  •  Rapid Loan Origination and Renewal  •  360-degree Visibility

Mortgage Lending

Mortgage Lending

•  User-friendly self-service portal  •  Pre-screening and credit analysis  •  Document management and eSignature support  •  Intelligent and responsive activity monitoring  •  Integrated operations

SOUTH AFRICA

Phone

+27 11 480 4865

Fax

+27 11 642 6011

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